SIP of ₹1,000/month for 10 years at 12%
Your SIP grows to about ₹2,32,339.08. Invested: ₹1,20,000 · Wealth gained: ₹1,12,339.08.
Try it with your own numbers — open the SIP Calculator →By the Free Tools Galaxy Team · Reviewed June 2026 · Calculated privately in your browser
Formula
FV = P × [((1+r)ⁿ − 1) / r] × (1+r) where P = ₹1,000, r = 12%/12, n = 120 months
Step-by-step explanation
A monthly SIP of ₹1,000 for 10 years (120 contributions) at an assumed 12% annual return compounds to roughly ₹2,32,339.08. Your own contributions total ₹1,20,000; the remaining ₹1,12,339.08 is growth from compounding. Actual returns vary with the market.
Frequently asked questions
How much will a ₹1,000 monthly SIP become in 10 years?+
About ₹2,32,339.08 at 12% assumed returns.
How much do I actually invest?+
₹1,20,000 over 10 years.
Are SIP returns guaranteed?+
No — they depend on the fund's market performance; this is an estimate.
How this is calculated
This result is computed live in your browser using the formula shown above — nothing is sent to a server. Figures are estimates for general information, not professional advice; verify important decisions with a qualified expert. Last reviewed June 2026.