Finance Toolkit
Mortgages, EMIs, investments, taxes and 26 finance calculators.
Planning your retirement
You know how much to invest, how inflation bites, and the income it generates.
Estimate the nest egg you'll have at retirement based on monthly savings.
Estimate your 2026 monthly Supplemental Security Income (SSI) from your income and living situation.
Project your Public Provident Fund maturity with a full year-by-year schedule.
Estimate your Employees' Provident Fund corpus at retirement.
Project your National Pension System corpus, lump sum and monthly pension.
Work out your tax-exempt House Rent Allowance in seconds.
Calculate the gratuity payable based on your salary and years of service.
Project the maturity of a Sukanya Samriddhi Yojana account with a full schedule.
See how long a corpus lasts with a Systematic Withdrawal Plan.
Project a SIP that increases every year and see the wealth boost vs a flat SIP.
Calculate cash-on-cash and total return on a property investment.
Work out gross and net rental yield on any property.
Calculate the capitalization rate from net operating income and value.
Find out how much home you can afford from your income and down payment.
Estimate annual and monthly property tax from value and rate.
Calculate profit and ROI on a property flip after all costs.
Estimate monthly mortgage payments using the standard amortization formula.
Full home loan breakdown: monthly payment, total interest and total cost.
Calculate Equated Monthly Installment for any loan amount, rate and tenure.
Find a loan's true annual cost (APR) from the rate, term and upfront fees.
Find the car price your monthly budget, rate, term and down payment support.
Net present value of an investment from its cash flows and a discount rate.
Convert a nominal rate and compounding frequency into the effective annual yield (APY).
Compare price per unit between two package sizes to find the better value.
Estimate how long money takes to double (or the rate needed) with the Rule of 72.
Convert annual salary to hourly wage and back — plus monthly, weekly and daily pay.
Month-by-month amortization schedule showing principal and interest split.
Grow your money with compound interest using A = P(1 + r/n)^(nt).
Future value of a Systematic Investment Plan with monthly contributions.
Calculate annualized return and total gain of any investment.
Interest and total on a principal using simple interest: I = P × R × T ÷ 100.
Fixed deposit maturity value and interest earned with quarterly compounding.
Upfront down payment and remaining loan amount from home price and percentage.
Estimate the nest egg you'll have at retirement based on monthly savings.
Financial Independence: years to FIRE based on income, savings and spending.
Estimate income tax using progressive slab logic.
Estimate net salary after tax and deductions.
Pay off debts smallest-balance-first using the snowball method.
Pay off debts highest-interest-first using the avalanche method.
Compare the long-term cost of renting versus buying a home.
See how the purchasing power of money changes with inflation.
Calculate tip and split the bill between any number of people.
Find the final price and savings for any percentage discount.
Add or remove GST/VAT from any amount instantly.
Time and total interest to pay off your credit card balance.
Monthly savings needed to reach any financial goal by a target date.
Return on Investment: (Gain − Cost) / Cost × 100.
Compound Annual Growth Rate of an investment over multiple years.
Calculate gross profit margin as Profit / Revenue × 100.
Compute selling price and markup percentage from cost.
Units needed to break even: Fixed Cost / (Price − Variable Cost).
Total net worth = sum of assets minus sum of liabilities.